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Our Loan Programs
Conventional fixed-rate loans are a widely chosen mortgage option, featuring a stable interest rate for the entire duration of the loan. This means monthly payments generally remain unchanged. Although a 20% down payment has traditionally been the norm
A HELOC, or Home Equity Line of Credit, is a loan that lets homeowners borrow against their home equity. It functions like a revolving credit line, allowing you to borrow, repay, and borrow again up to a set limit, with your home as collateral.
FHA (Federal Housing Administration) loans are government-insured mortgages designed to help individuals with low to moderate incomes and less-than-perfect credit buy a home. They offer benefits such as lower down payment requirements.
VA (Veterans Affairs) loans are home financing options created to support eligible U.S. veterans, active-duty military personnel, and certain members of the National Guard and Reserves in purchasing a home. Guaranteed by the U.S. Department of Veterans Affairs.
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